Harrington, Scott E. <br/><br/>
Risk management and insurance / 
Scott E. Harrington, Gregory R. Niehaus. 
 - Second 
 - Boston, Mass. :  McGraw-Hill,  2004. 
 - xxiv, 672 p. :  ill.  24 cm. 
 - McGraw-Hill/Irwin series in finance, insurance, and real estate .